Coming soon · EU-first · private beta

Your agent can spend. It cannot overspend.

Set your spending rules once. From then on your AI agent pays on its own — always within the boundaries you set, and never a cent beyond. No approval fatigue.

Signed mandateEnforced per purchaseProvable agent identityKill switch
PayWithMyAi
my-claude-agent
Per purchase
≤ €50.00
Daily cap
≤ €120.00
Total balance
€840.00
signed with your fingerprint · enforced on every purchase
1
signature
to authorize forever
3
enforcement layers
before money moves
<2s
decision time
on every purchase
1
tap to freeze
everything
§ 01 — The problem

Agents can already buy things.
Safely is the hard part.

Hand an agent your card number and it can spend anything, anywhere, anytime — and you can't prove it was the agent.

Your card in a prompt

  • ✕Unlimited spend — wrong amounts, wrong merchants, wrong timing
  • ✕No proof whether the agent or a human paid
  • ✕3-D Secure challenges dead-end — no human at the keyboard
  • ✕Card number sits in logs, context windows and screenshots

The PayWithMyAi mandate

  • ✓Your rules travel with every purchase — limits, merchants, categories, hours
  • ✓Every payment provably made by your agent — its own cryptographic identity
  • ✓Dispute-grade audit trail of every intent, approval and decline
§ 02 — The protocol

Signed once. Enforced always.

01

You sign the rules

Limits, merchants, categories, hours, countries — sealed with your biometrics as a legally binding authorization. Change them anytime; changes need your fingerprint again.

device key · secure enclave · never leaves your phone
02

Your agent asks to pay

At checkout, the agent authenticates with its own cryptographic key and receives one-time authority to pay — scoped to that purchase, that amount, that moment. Nothing more.

cryptographic identity · anti-replay · no key, no payment
03

We enforce in real time

As the payment happens, the real merchant and real amount — data no agent can fake — are matched against your signed consent in milliseconds. Then the authority evaporates.

real-time decision · < 2 s · frictionless
§ 03 — One purchase, start to finish

Every payment leaves an immutable trail.

TX 8F3A · one purchase, start to finishlive replay
  1. 10:00:00.114intent_created€12.50 · glovo.com · signed by agent ✓
  2. 10:00:00.371mandate_checkmandate v3 · within bounds ✓
  3. 10:00:04.102live_decisionreal merchant · real amount → APPROVE · 41 ms
  4. 10:00:06.930authorized€12.50 · glovo.com
  5. 10:00:06.931authority_revokedthis approval can never be used again
  6. 10:00:06.932audit_sealedentry №48211 · immutable · tied to mandate v3
§ 04 — Enforcement

Your rules are checked three times before money moves.

Layer 1Intentbefore anything moves

Agent identity proven by signature. Amount, pace, and time window checked against your mandate. Fail = nothing happens at all.

PayWithMyAi
Layer 2In flightwhile the payment happens

Checked again in real time — against the real merchant and real amount reported by the payment network. Data no agent can fake.

PayWithMyAi
Layer 3The networkat authorization

Hard boundaries enforced at the payment-network level itself — they hold even if everything else were bypassed.

Licensed EU partners
§ 05 — The mandate

One signature.
Every boundary that matters.

Your rules aren't buried in a settings menu — they're a commitment your agent can't step outside. Every payment stays inside the boundaries you set.

  • Per-transaction, daily, weekly and monthly limits
  • Merchant whitelist & blacklist, categories, countries, active hours
  • Freeze everything instantly with the kill switch — one tap
Consent mandate · №003

Groceries & travel agent

1.Per transaction≤ €50.00
2.Daily cap≤ €120.00
3.Monthly cap≤ €900.00
4.Merchantswhitelist · 6
5.Active hours07:00–23:00 UTC
6.Kill switcharmed
M. Petrova
§ 06 — For developers

Two functions.
Any agent framework.

  • can_pay — pre-flight check: will this purchase be approved? Plan before you spend.
  • get_checkout_fields — authorize and receive everything your agent needs to complete the purchase.
  • Ships as MCP tools, LangChain tool, and OpenAI function spec. Signing, nonces, and retries handled inside the SDK.
agent.pysdk v2
from agentpayments import AgentPaymentsClient client = AgentPaymentsClient(user_id="usr_4417", key_id="key_7f3a", private_key_path="~/.secrets/agent.pem") # plan… client.can_pay(amount=1250, currency="EUR", merchant="Glovo") # → { allowed: true, remaining_daily: 8750 } # …then pay fields = client.get_checkout_fields(amount=1250, currency="EUR", merchant="Glovo") # → one-time authority · exactly €12.50 · this purchase only # works on any checkout — web, mobile, in-app
§ 07 — In your pocket

Full visibility. Instant control.

Revoke in seconds

Every agent has its own key. Kill one key — or freeze the whole account — instantly from the app. Propagation takes seconds, not days.

Know the moment it happens

A push notification for every approval and every decline — with the reason, the merchant, and the rule that decided it.

Dispute-grade audit trail

Every intent, decision, and decline is logged immutably against your signed mandate. Cryptographic proof of exactly what you authorized — and what you didn't.

The payment rail for the agent economy.

We're launching soon, EU-first. Join the waitlist to get early access — and move up the queue for every friend you bring.

No spam — one email when your invite is ready. EU-first rollout; your country tells us where to launch next.
You're #—
of — on the waitlist
Every friend who joins with your link moves you up the queue.
EU-first · EU-regulated · bank-grade rails
Works with Claude, ChatGPT, LangChain and any MCP-compatible agent.